Employee Benefits
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Work - With Valor!
At Valor Risk Associates, we understand that your employees are your most valuable asset. That’s why we offer a comprehensive suite of employee benefits insurance products to help you attract and retain the best talent. If you’re looking for a partner to help you design and implement an employee benefits program that meets the unique needs of your business, contact one of our insurance experts today.
Health Insurance
As one of the most important employee benefits, health insurance is essential for attracting and retaining top talent. We offer a wide range of health insurance plans from leading carriers, including HMOs, PPOs, and high-deductible plans. We'll work with you to find the right coverage for your employees at the most competitive rates.
Dental Insurance
Offering dental insurance as an employee benefit can help you attract and retain the best employees. A dental policy covers preventive care, such as cleanings and x-rays, as well as basic and major dental services.
Vision Insurance
A vision insurance policy covers preventive care, annual eye exams, and corrective lenses (glasses or contact lenses). Some plans also cover laser vision correction surgery.
Disability Insurance
We all hope we'll never need it, but disability insurance can be a lifesaver if an employee is unable to work due to an injury or illness. A disability policy replaces a portion of an employee's lost income if they're unable to work.
Life Insurance
A life insurance policy can provide financial security for your employees' loved ones in the event of their death. We offer term life, whole life, and universal life policies from leading carriers.
Health Saving Accounts and Flexible Spending Accounts
A flexible spending account (FSA) allows employees to set aside pre-tax dollars to pay for out-of-pocket medical expenses, such as copayments, deductibles, and prescriptions. A health savings account (HSA) is a tax-advantaged account that can be used to pay for out-of-pocket medical expenses, such as copayments, deductibles, and prescriptions. HSAs are available to employees who are enrolled in a high-deductible health plan.
Retirement Plans
We offer a wide range of retirement plan options, including 401(k) plans, 403(b) plans, pensions, and profit-sharing plans. We'll work with you to find the right plan for your business and help you manage it on an ongoing basis.
Voluntary Benefits
We also offer a wide range of voluntary benefits that employees can elect to enroll in, such as pet insurance, legal services, and identity theft protection.
Appointment
Live, Work, and Protect. With Valor!
- PO Box 61, Liberty Hill, Tx 78642
- 512-675-0032
