Commercial Lines Insurance
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Work - With Valor!
Valor Risk Associates is a commercial lines insurance agency specializing in the placement of property and casualty insurance for businesses and organizations throughout the great state of Texas. We are dedicated to providing our clients with the highest level of service and expertise and helping them secure the most comprehensive and competitively priced insurance coverage available. No matter what type of business you have or how many employees you have, we can help you find the right insurance coverage.
Business Owners Policy (BOP) / Commercial Package
A business owner's policy (BOP) is a package policy that includes commercial property insurance, commercial casualty insurance, and business interruption insurance. BOPs are available for small to medium-sized businesses.
Workers Compensation Insurance
Workers comp insurance covers medical expenses and income lost by employees who are injured or become ill as a result of their job. Workers' compensation insurance can also cover death benefits and legal expenses.
Business Auto Insurance
Business Auto insurance provides coverage for the businesses cars, vans, and trucks in the course of carrying out its business.
Commercial Property Insurance
This type of insurance covers the buildings and contents of a business and any income lost due to business interruption. Commercial property insurance can also cover things like signage, machinery, and equipment. In the event of damage or theft, commercial property insurance can help cover the cost of repairs or replacements in the event of damage or theft.
Employee Benefits
General Liability Insurance
General Liability insurance protects a business against liability claims arising from injuries or damages on the premises or as a result of the business's operations. It can also cover medical expenses and legal fees.
Professional Liability Insurance
Also known as errors and omissions insurance, this type of insurance protects businesses from claims arising from negligence or mistakes. Professional liability insurance can help to cover the cost of damages, injuries, and legal expenses.
Cyber Liability Insurance
As more and more businesses store data electronically, the risk of data breaches and cyber-attacks increases. Cyber liability insurance can help to cover the cost of damages, injuries, and legal expenses resulting from a data breach or cyber attack.
Workers Compensation
If you sell products, you could be held liable for any injuries or damages resulting from using those products. Product liability insurance can help to cover the cost of damages, injuries, and legal expenses.
Employment Practices Liability Insurance
This type of insurance protects businesses from claims arising from employment-related issues, such as discrimination, sexual harassment, and wrongful termination. Employment practices liability insurance can help to cover the cost of damages, injuries, and legal expenses.
Directors and Officers Liability Insurance
The wrongful acts of a company's directors and officers can result in liability claims against the company. Directors' and officers' liability insurance can help to cover the cost of damages, injuries, and legal expenses. The distinguishing feature of this type of insurance is that it can cover the acts of individuals, not just the company as a whole.
Appointment
Lets Protect Your Business, Life And Much More
- PO Box 61, Liberty Hill, Tx 78642
- 512-675-4188
